Companies We Work With
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Designed with You and Your Employees in Mind
Whether your company is large or small, our solution is a perfect fit.
We understand that while health insurance is a key benefit, health plans create a financial loss for companies. The CHAMP Plan solves this problem by helping companies establish a self-funded benefits plan that produces both immediate and long-term savings.
Employer Benefits
The world of healthcare and benefits is very complex. Our solutions focus on innovative concepts and products that benefit your company and your employees.
Partnering with us ensures a superior benefits package that you cannot get anywhere else.
The employer can customize the plan to meet the specific health care needs of its workforce, as opposed to purchasing a “one-size-fits-all” insurance policy.
The employer maintains control over the health plan reserves, enabling maximization of interest income – income that would be otherwise generated by an insurance carrier through the investment of premium dollars.
The employer does not have to pre-pay for coverage, thereby providing for improved cash flow.
The employer is not subject to conflicting state health insurance regulations/benefit mandates, as self-insured health plans are regulated under federal law (ERISA).
The employer is not subject to state health insurance premium taxes, which are generally 2-3 percent of the premium’s dollar.
The employer is free to contract with the providers or provider network best suited to meet the health care needs of its employees.
Employer Features:
Reduce payroll taxes on average of $879 annually per employee.
Reduce worker's comp by up to 30% while keeping your broker and policy in place.
Mitigate Monday morning work comp claims (70% of work comp claims happen on Monday morning).
Employee Features
Each employee has access to a participatory preventative care management dashboard.
Employees will receive guaranteed issue accident, disability, critical illness with cancer, & whole life insurance (no health questions to qualify).
They have access, coverage, and resources with no effect on their take-home pay.
The CHAMP Plan™ Introducing CHAMP Proactive
We developed The CHAMP Plan™ to lower healthcare and claim expenses while pinpointing and tackling high-risk areas, ultimately promoting better health and well-being for your employees.
The CHAMP Plan boosts most employee’s take-home pay and delivers exceptional benefits and features.
Employee Features
We developed The CHAMP Plan™ to lower healthcare and claim expenses while pinpointing and tackling high-risk areas, ultimately promoting better health and well-being for your employees.
The CHAMP Plan boosts most employee’s take-home pay and delivers exceptional benefits and features.
Virtual Care, Anytime, Anywhere
On-demand virtual care right when you need it. Consult with a provider 24/7 for FREE
Primary Care Office Visits
$0 Deductible/$0 Copay
Urgent Care Office Visits
$0 Deductible/$0 Copay
Unlimited Prescriptions Included on Drug Formulary
$0/$1 Copay
100% Preventive Care Services
$0 Deductible/$0 Copay
Mental Health Support and Therapy
Ai powered chat, peer-to-peer support, and virtual therapists for $0 Copay
Virtual Pet Care
Virtual Care for your furry friends
Employer Features:
Reduce payroll taxes on average of $879 annually per employee.
Reduce worker's comp by up to 30% while keeping your broker and policy in place.
Mitigate Monday morning work comp claims (70% of work comp claims happen on Monday morning).
Employee Features
Each employee has access to a participatory preventative care management dashboard.
Employees will receive guaranteed issue accident, disability, critical illness with cancer, & whole life insurance (no health questions to qualify).
They have access, coverage, and resources with no effect on their take-home pay.
HR Features
Works with every payroll company seamlessly.
Technology allows maximum efficiency, minimal lifting for HR, payroll, and team.
White glove concierge service with a dedicated client service manager.
TESTIMONIALS
What others are saying
IRS Corporate Auditor (1987–2010)
"During my time as a corporate auditor representing the IRS, I saw many wellness plans that came under scrutiny because there were gaps between the design of the plan and the interpretation of the IRS rules. The CHAMP plan closed those gaps. If I were still in practice with the IRS, there would be no potential exposure as they designed their plan within the letter of the law."
Jay (Judy’s Owner)
"As a fast food chain we always had an issue offering benefits to our employees and the CHAMP plan has been the perfect fit to accomplish that. Not only does it increase their pay but it provides minimum essential coverage and useful benefits they can use as standalone and with their current plan. The rollout was seamless to all our employees and despite the initial complexities of the plan, the employee experience has been very easy for them to understand.
National Payroll and Staffing PEO
"As one of only a handful of IRS certified PEO’s in the United States, our business is providing Human Resources and Payroll to over 50,000+ lives around the United States. As a result, compliance was at the heart of the most important factor of our decision to participate in the CHAMP plan.
Curt (Piggly Wiggly Owner)
"We’ve been with the CHAMP plan for over 3 years now. At first, we were hesitant because we didn’t know if our employees would actually see the benefit. Looking back, we now wish we rolled it out years sooner. Our employees are healthier and they love the added medical benefits along with their higher paychecks. To date we have saved our company and our employees millions. The CHAMP plan has been the single greatest benefit we have implemented for our employees and our bottom line."
Publicly Traded Manufacturing Company
"As a publicly traded company, we face a lot of scrutiny over the benefits package we provide. Add to that our company oversees over 16,000 lives, so the rollout process is as crucial as the savings. Businesses we support want the best for their employees. Including the CHAMP plan as part of every proposal allows us to provide greater benefits at a more cost-effective price than our competitors."
45MM Revenue Software Analytics Company
"As a CFO, my job is to find ways to improve the bottom line of our business. When we were first introduced to the CHAMP plan, the immediate reaction was this is too good to be true. After talking with our CPAs and attorneys about the plan, they concluded that CHAMP plan was compliant on all fronts.
Our philosophy is straightforward and uncomplicated.
Rest assured, we are dedicated to setting the standard, effectively managing your financial interests, and simplifying your life.
How Much Can You Save?
Employer Savings for 100 Employees
Of course, each business is different and your results may vary. But we'd like to show you a real world example of how The Champ Plan can make a huge difference in your company's bottom line:
Individual Employee Monthly Breakdown
Champ EE Pre-Tax Deduction $1,200.00
x 7.65 % FICA Payroll Savings $ 91.80
Less Admin Fee $ (44.00)
Monthly Per Employee Saving $ 47.80
Potential Annual Savings for Company $57,360.00
Set up a call with our Client Services Team.
Frequently Asked Questions
Do I have to change insurance?
No. The CHAMP Plan™ is a self-funded overlay program that supplements existing traditional medical insurance plans.
Do employees need to change providers or medical care?
No. Employees who voluntarily enroll in The CHAMP Plan™ can continue to use the same providers and receive the same medical care they’re already receiving through their traditional medical insurance. The CHAMP Plan™ can provide additional options for better quality care and cost savings as identified by the physician of record, but employees are not required to take those options.
How do I implement this plan to my employees?
It’s simple! Once you send us a copy of the census, we can begin to identify your potential savings per employee.
Can we begin participating in the program at any time?
Yes, and every month you wait, you’re losing out on potential FICA savings per employee!
What prescriptions are covered?
A robust list of nearly 200 generic and brand name prescriptions is covered by The CHAMP Plan™, including many of the nation’s top-prescribed drugs such as simvastatin and atorvastatin for high cholesterol, amlodipine and lisinopril for high blood pressure, levothyroxine for hypothyroidism, and bupropion for tobacco cessation, as well as antibiotics like azithromycin and amoxicillin, pain management medications like gabapentin and meloxicam, and mental health medications like lorazepam and clonazepam (see formulary list for full details).
Prescriptions not on the list may also be covered at a significant discount.
Who is Champion Health, Inc.?
Champion Health, Inc. has built a foundation on two valuable principles: Honesty and Integrity. Our faith and values stem from the Golden Rule: “Do unto others as you would want them to do unto you.” You can count on us to lead by example, be excellent stewards of your bottom line, and make your life less complicated. We are committed to giving you a first-class experience in everything that we do and providing exceptional and personalized service to each of our clients.
We understand the complexities of healthcare and its benefits. We constantly evaluate our solutions based on the current healthcare and benefits landscape, focusing on new or innovative concepts and products for you.
What is the CHAMP Plan™ that we provide?
The CHAMP Plan™ is a unique and innovative healthcare solution designed to complement primary health insurance coverage by providing an employee with unlimited Primary Care/Urgent Care visits, 100% preventive care benefits, and zero-dollar copays for primary care or urgent care visits. It provides important healthcare cost containment benefits for the employee, such as unlimited access to their own Personal Health Assistant. The CHAMP Plan also includes unlimited prescriptions provided on the formulary for the employee AND their family. Unlimited Virtual Direct Primary Care is also offered to the entire family. Finally, an employee-focused health benefits package that improves their physical AND financial well-being! No co-pays. No deductibles. No coinsurance. No worries!
The CHAMP Plan was also designed to engage employees in technology specifically developed to improve their health! All an employee must do is something they already do many times a day: check their email or get on their phone for about the same amount of time as scrolling through their Facebook feed! Our technology is one of the most innovative, intuitive, and interactive Wellbeing Management applications on the market. Each month, the employee will be required to complete a personal resolution or activity to improve their personal health.
Our goal is to help employees learn how to make healthier choices and take a more proactive approach to manage their greatest asset: their health. Employees who satisfy these assessments each month will typically receive an increase in their net take-home pay which can be used by the employee however they want to use it. We put employees in complete control of those extra dollars.
Why does the paycheck look different?
An employee will note additional line items on their paycheck because of the employee’s participation in the CHAMP Plan. These line items reflect a pre-tax premium contribution to the CHAMP Plan, a post-tax premium for the CHAMP Plan premium, and a Champion Health benefit. What you want to compare is what your paycheck is without participating in the CHAMP Plan versus adding CHAMP™ to your benefits package. Our plan design puts more money into your pocket and, in nearly every employee’s case, increases their net take-home pay every month.
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Digital Animal is a marketing company. Our marketing materials, including but not limited to advertisements, promotions, and content, are intended solely for informational and educational purposes. Any information provided about insurance and financial products does not constitute financial advice, an offer, or a solicitation to purchase or invest in any specific insurance or financial product. We strongly recommend consulting with a licensed insurance agent or financial advisor before making any decisions related to insurance or financial matters. Any decisions made based on the information provided in our marketing materials are at the individual's or entity's sole discretion and risk. Digital Animal, LLC and EHP Advantage disclaims all liability for actions taken or not taken based on the information provided in our marketing materials. For a complete explanation of our disclosures, please visit https://champplan.com/soc-2/